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NRAM plc, Bradford & Bingley plc and Mortgage Express. Registered office: Croft Road, Crossflatts, Bingley, West Yorkshire, BD16 2UA. NRAM plc (Company No. 3273685), Bradford & Bingley plc (Company No. 3938288) and Mortgage Express (Company No. 2405490) are all registered in England and Wales and are authorised and regulated by the Financial Conduct Authority (FCA). NRAM plc FCA Reg. No. 106081. Bradford & Bingley plc FCA Reg. No. 106126. Mortgage Express FCA Reg. No. 305572.