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NRAM Limited, Bradford & Bingley plc and Mortgage Express. Registered office: Croft Road, Crossflatts, Bingley, West Yorkshire, BD16 2UA. NRAM Limited (Company No. 09655526), Bradford & Bingley plc (Company No. 3938288) and Mortgage Express (Company No. 2405490) are all registered in England and Wales and are authorised and regulated by the Financial Conduct Authority (FCA). NRAM Limited FCA Reg. No. 718097. Bradford & Bingley plc FCA Reg. No. 106126. Mortgage Express FCA Reg. No. 305572.